Topic: The Role and Impact of the Health Insurance Market

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Topic: The Role and Impact of the Health Insurance Market


Over the years, the health insurance market has become more competitive and as a result consumers “…have been offered a greater choice in benefits, cost-sharing arrangements, premiums to match their own experience, and types of insurance products” (Feldstein, 2012, p. 242).
For this assignment, prepare an economic analysis brief that describes the role and impact of the health insurance market in the U.S. healthcare industry to demonstrate an understanding of Module 4. Discuss and synthesize key elements from at least two recent scholarly articles (found in the CSU-Global Library) that address one of the following points:
Determine the performance of the health insurance industry.
Apply economic models, theories, or assumptions.
Offer objective methods for attempting to predict future market behavior in response to events, trends, and cycles.
Assess economic policy recommendations for healthcare stakeholders.


The Role and Impact of the Health Insurance Market
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The Role and Impact of the Health Insurance Market
The Performance of the Health Insurance Industry
The American healthcare industry has been experiencing a slowdown, but when viewed from a long-term perspective it has made great improvements. With the yearly per capita spending increasing tenfold since late 1970, this growth can be stated to have outperformed the American economy (Levitt, Kamal, Gonzales, Cox, & Claxton, 2014). Furthermore, the industry has become so prominent that it has also surpassed those of other wealthy countries like England and Canada. Nonetheless, in spite of the increased spending in promoting health. This is so since more attention is given to the higher levels of medical spending and the challenges that are imposed on the public and private budget (Levitt, Kamal, Gonzales, Cox, & Claxton, 2014). A lot is not understood about the different components of cost development. In other words, how components in different sectors of health care differ as well as


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