This paper concentrates on the primary theme of HSBC`s Mortgage Lending Decisions and the Big Melt Down in which you have to explain and evaluate its intricate aspects in detail. In addition to this, this paper has been reviewed and purchased by most of the students hence; it has been rated 4.8 points on the scale of 5 points. Besides, the price of this paper starts from £ 79. For more details and full access to the paper, please refer to the site.

1. What problem did HSBC face in this case? What people, technology, and organization factors were responsible for the problem? Did HSBC management correctly identify the problem?

2. HSBC had sophisticated information systems and analytical tools for predicting the risk presented by subprime mortgage applicants. Why did HSBC still run into trouble?

3. What solutions are HSBC relying on to deal with its problem going forward? Will these solutions be sufficient to turn the subprime mortgage business around? Are there additional factors for which HSBC has not accounted? What are they?

4. HSBC made a decision to pursue subprime mort-gages as a segment of its business. Explain how this was a structured, unstructured, or semi structured decision. Then, present your opinion about where in the decision- making process HSBC went wrong. Finally, apply the decision quality concepts of accuracy and comprehensiveness to this case.

5. Do you think one solution to HSBC`s poor risk management practices is more and better information supplied to decision makers, or is something else required to improve its risk management?